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Finax – How to build a brighter Pension Future for Europe?

Pensions are a hot topic for the media, politicians, and the public—and with good reason. Everyone retires eventually. But just because pensions matter doesn’t mean the system works smoothly. In this post, we’ll explore the European Commission’s latest initiative to revise the strategy for the pan-European Personal Pension Product (PEPP). Currently, pension savings represent the […]

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Finax – Our view on the Future of European Pensions

The European Commission recently launched a targeted consultation on supplementary pensions, asking market players how to improve transparency, sustainability, and cross-border portability of pensions in Europe. Finax, as first PEPP (Pan-European Personal Pension Product) provider, shared its perspective. Pension Tracking & Dashboards The pension tracking systems should be comprehensive, simple, and impartial. Today, Slovaks have limited access

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CBBA-Europe Annual Conference – Brussels, 9 October 2025

The Cross Border Benefits Alliance – Europe (CBBA-Europe) will host its Annual Conference on 9 October 2025 in Brussels. This free event will bring together policymakers, industry leaders, and academics to explore the future of cross-border social benefits and pensions, with a strong focus on Pan-European Personal Pensions (PEPP). CBBA-Europe is a Brussels-based advocacy organisation

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LifeGoals – Response to the European Commission’s Consultation on Supplementary Pensions

Introduction Supplementary pensions are under review in Europe. With demographic pressures weighing on public pensions, the European Commission has launched a targeted consultation on supplementary pensions (2025) to explore ways of improving occupational and personal retirement provision. At LifeGoals, we have actively engaged in this consultation. As both a cross-border IORP and one of Europe’s

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LifeGoals – The Future of the Pan-European Personal Pension Product: Unlocking Its Potential

The Pan-European Personal Pension Product (PEPP) was launched with an ambitious vision: to create a simple, portable, and transparent retirement savings product that works across the European Union. Designed to complement national pension systems, the PEPP promised to address demographic challenges, support labour mobility, and channel household savings into sustainable long-term investments. Yet, more than

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LifeGoals – Blueprint: Time for an Occupational PEPP

A Pan-European Pension Product: Revision of the PEPP Regulation to Incorporate Occupational Pension Provisions. The blueprint argues for revising the Pan-European Personal Pension Product (PEPP) Regulation to integrate occupational pension features from the IORP II Directive, creating a single, portable EU retirement product. It highlights that PEPP offers harmonization, portability, and consumer protection, but is

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